Why Advice-Only?

Stargazer Financial Planning operates as an advice-only financial planner that is also fee-only. Traditional fee-only firms have historically billed clients based on a percentage of Assets Under Management or AUM. Most require a minimum amount of assets invested with the firm in order to obtain any financial advice and there is little flexibility to pay only for the advice the client needs. An Advice-only financial planner helps people access financial planning services without having to sign over control of all of their investment assets or meet a minimum net worth. Clients are free to keep their investment assets as they wish and engage the advice-only financial planner as needed. Stargazer Financial Planning takes this flexibility one step further by offering financial planning and education for an hourly fee with no long term commitment.

Why pay for professional financial advice for an hourly fee?

  • On-demand financial advice from a competent professional who is also a fiduciary
  • Maintain control and ownership over financial assets
  • Guidance during periods when it’s most timely and useful
  • Cost-effective; only pay for the specific advice that’s requested or problem to be solved
  • Feel empowered and confident about financial life and decisions

Stargazer Financial Planning does not sell products, directly manage client assets or receive commissions or referral compensation of any kind. Our only source of compensation is from our clients. All services are offered for an hourly planning fee starting at $200/hour. Fees are quoted based on project scope and complexity.

Stargazer Financial Planning LLC is a registered investment advisor offering advisory services in the state of New Jersey. Registration does not imply a certain level of skill or training.

Stargazer Financial Planning LLC, its owners, officers, directors, employees, subsidiaries, service providers, content providers, and any third-party affiliates do not offer the sale of securities or other investments.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. The information on this site should not be relied upon for purposes of transacting in securities or other investment vehicles. The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Stargazer Financial Planning LLC disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.

Stargazer Financial Planning does not warrant that the information will be free from error. Your use of the information is at your sole risk. Under no circumstances shall Stargazer Financial Planning LLC be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the information provided on this site, even if Stargazer Financial Planning LLC or a Stargazer Financial Planning LLC authorized representative has been advised of the possibility of such damages. Information contained on this site should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.